President Trump’s executive order on retirement benefits is a meaningful shift in how Americans might be allowed to invest their long-term savings. At its core, the order aims to expand the universe of investment options available within retirement accounts, especially those tied to employer-sponsored plans. Traditionally, these plans have been limited to relatively straightforward, regulated…
Trump’s Credit Card Rate Cap Gambit Is Politics First, Policy Last
President Trump’s call to impose a temporary cap on credit card interest rates has unsettled his own party. The proposal—framed as a one-year, 10% ceiling on APRs beginning in early 2026—has been marketed as decisive relief for consumers drowning under historically high interest rates. Yet beneath its populist appeal lies a familiar pattern: bold proclamation…
A Look at the $1,000 Baby Bonus in the OBBBA
Let’s take a closer look at a provision in the OBBBA that promises a $1,000 federal contribution for every child born between January 1, 2024, and December 31, 2028. Yep, you heard that right: every baby born during that five-year stretch gets what’s being dubbed a “MAGA account,” kickstarted with a cool grand courtesy of…
Made in America, Driven with Deduction: A Closer Look at Tax Relief for U.S. Car Buyers
When the One Big Beautiful Bill Act (OBBBA) rolled through the halls of Congress like a shiny new pickup on Main Street, it came loaded with goodies aimed at revving up the American economy. One of the standout features? A provision that makes interest on car loans for American-made vehicles tax-deductible—up to $10,000 a year.…