Opening the Retirement Investment Floodgates

President Trump’s executive order on retirement benefits is a meaningful shift in how Americans might be allowed to invest their long-term savings. At its core, the order aims to expand the universe of investment options available within retirement accounts, especially those tied to employer-sponsored plans. Traditionally, these plans have been limited to relatively straightforward, regulated…

Trump’s Credit Card Rate Cap Gambit Is Politics First, Policy Last

President Trump’s call to impose a temporary cap on credit card interest rates has unsettled his own party. The proposal—framed as a one-year, 10% ceiling on APRs beginning in early 2026—has been marketed as decisive relief for consumers drowning under historically high interest rates. Yet beneath its populist appeal lies a familiar pattern: bold proclamation…

A Look at the $1,000 Baby Bonus in the OBBBA

Let’s take a closer look at a provision in the OBBBA that promises a $1,000 federal contribution for every child born between January 1, 2024, and December 31, 2028. Yep, you heard that right: every baby born during that five-year stretch gets what’s being dubbed a “MAGA account,” kickstarted with a cool grand courtesy of…